Debt-to-income ratio
50%
Your DTI is very good. Having a DTI ratio of 36% or less is considered ideal, and anything under 20% is excellent.
Your DTI is good. Having a DTI ratio of 36% or less is considered ideal.
Your DTI is OK. It's under the 50% limit, but having a DTI ratio of 36% or less is considered ideal. Paying down debt or increasing your income can help improve your DTI ratio.
Your DTI is over the limit. In most cases, 50% is the highest debt-to-income that lenders will allow. Paying down debt or increasing your income can help improve your DTI ratio.
| Total monthly debts |
$1,000 |
| Mortgage payment |
$1,000 |
| Remaining mo. income |
$1,000 |
